I receive notification of data breaches at least monthly. It's so frequent that I half wonder whether there is an element of marketing since the notifications always include offers of "free" credit and security monitoring from some company for 1 year after which I am sure there would be an offer to continue the monitoring at a "nominal" annual fee. Just what I need, another subscription. I have over 8 encrypted pages of passwords, with many repeats. It seems almost physically impossible to routinely update them and make them all unique. I think the best approach currently is to opt in for 2 factor authentication wherever it's offered. It slows the login process down but appears to be very difficult to hack and allows for password simplification. I don't care very much if someone gets my password for a magazine subscription. It's the financial stuff that matters. When data breaches occur, there is the chance of vital identification info being released and leading to ID theft. So, it's important to routinely check your credit reports and freeze credit access.
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