Question about hurricane damaged roofs
New territory for us as this is our first hurricane season in The Villages. The deductibles for roof repair are higher since it is "hurricane related" and the higher deductible applies. Are most roofs where there is a section of shingles missing (say 15ft X 5ft) just replaced for that section or is an entire replacement required? Given the cost of the deductible, and the likelihood of increased premiums from the insurer, do most just pay for the repair for just that section and do so out of pocket without filing a claim? Thanks in advance.
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