Electric) - less than $200 a month
Internet - Xfinity is $50 a month
YouTube TV - $87 a month including tax
Home Insurance about $2400 a year
Auto Insurance about $1600 a year (a car, a pickup truck, and 2 golf carts)
CDD (amenity fee, water, sewer) about $250 a month
Pesticide care - $25/month (paid every other month)
Taxes on house - about $2000 a year
Groceries - about $75 a week plus $50/month for cat food and litter (she eats well)
Dining out - around $150/month
Entertainment - hubby plays golf, probably around $30/week
Gas - about $70 a month (a car, a pickup truck, two golf carts)
Travel - about $500 a year. I visit my dad, hubby visits his sister.
This doesn't include Medicare which depends on your individual income.
We have no bond, we have no mortgage. Taxes and insurance are weird because we're in a manufactured home in Lake County. We mow our own lawn and don't really travel anymore because our budget is pretty much fixed and limited. Our luxuries are mostly food related - since I make my own sauce from scratch, I can afford to buy Parmesano Reggiano and Peccorino Romano cheeses instead of the cheaper, lower quality brands. Plus we get home-made mac and meatballs and chicken parm with plenty left over for lunches, after we finish the full tray of lasagna that I make. It's 4 quarts of sauce and I portion control it. Initial cost for everything is around $50 but it's good for at least 2 dinner plates and 2 lunches per week for 6-7 weeks before I have to make another batch.
Because I save us money by making "planned-over" foods, we can afford to enjoy take-out more often.
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