Quote:
Originally Posted by Caymus
At least in my case the pension(annunity) offered was much better than what I could find on the open market. Maybe they had some sort of volume cost advantage.
The employer isn't really doing that much additional work in offering options. A third party is handling most of the "paperwork".
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My guess is that, instead of getting a volume cost advantage, they shortchanged the employees on the lump sum payout they offered.