In the Company I worked for, the wife was an integral part of the retirement meetings and signings. The HR folks prepared courses that explained everything to the best of their ability. On the wife agreeing to sign away her rights to the pension they made sure that she knew again to the best of their ability. Is it 100% GUARANTEED...NO, but it is an open discussion both in the courses and in the individual retirement signings. The courses and signings were done at the Company HQ not a local office.
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