[Karmanng]

Originally Posted by Rainger99

Utilities (gas and electric) - less than $200 a month
Internet - Xfinity is $50 a month
YouTube TV - $73 a month
Home Insurance about $1400 a year
Auto Insurance about $1200 a year (one car)
Golf Cart Insurance about $100 a year
CDD (amenity fee, water, sewer, irrigation) about $325 a month
Lawn/insect care - about $75 a month
Taxes on house - about $5000 a year
Bond - about $1500 a year (this will vary)
Groceries - about $75 a week
Dining out - we go out about twice a month so figure $100 total
Entertainment - we usually watch tv or read or play free golf and pickleball
Gas - about $50 a month (one car)
Travel - about $10,000 a year. We try to take two vacations a year.
Extras - we try to save $5,000 a year for a new car or home repairs.
This doesn't include Medicare which depends on your individual income. It ranges from $174 (joint income under $206,000) to $594.00 (joint income of $750,00 or higher).

Depending on your life style, I think most people can live decently on $50,000 to $60,000 a year.

Most of these items you would have to pay for regardless of where you live. If you live in California, Texas, or Wyoming, you will have to pay taxes, insurance, utilities, internet, tv, groceries, entertainment, vacations, etc., etc. The only thing that you may not have is the amenity fee and golf cart insurance.

The real issue is how much or less it costs to live in the Villages compared to where you are living now or other places that you are looking at.

I think that living in the Villages is probably cheaper or about the same as living in the rest of the country. One factor is that there are no state income taxes so be sure to calculate that into your calculations.

These states do not have a state income tax. Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming.

Its more money to live here than many other places saving on state taxes isnt a big deal for me its 800 only compared to the very high cost of living here.......