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Originally Posted by tophcfa
Good information. That a big reason we decided on a Supplemental plan. Every year when Advantage plans renew everything must be checked very closely for unwanted surprises. Supplemental plans are highly regulated and don’t subject the policy holder to an annual stress test. We get enough of that already when our homeowners and auto policies renew every year (or six months with many auto policies).
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Great advice!
ALL Advantage plans in general are a crap shoot. The main reason I wouldn't choose one is because I don't want the insurance companie in charge of my medical care. And that's exactly what they are. They dictate where you go and what services are covered. With a supplemental plan, you can go anywhere that Medicare is accepted and you're covered. And you do not need pre approval. It's not cheap, but it gives you peace of mind knowing you can go where you think the best medical care for is, and you're covered.