A few years ago I got hit by IRMAA and cannot escape its grasp. Yes it angers me. It feels like I am being charged $50 for a $20 meal at a restaurant based on my income. IRMAA is a TAX on income, no doubt about it. Anyway, I looked into going with an advantage plan to save money but IRMAA hits them as well. There is no avoiding it.
I go with Medicare and the top AARP (United Healthcare) supplement which has grown in cost over time. What is nice about it is I can choose MDs at will, as long as they accept Medicare, and rarely am out of pocket at all.
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"No one is more hated than he who speaks the truth." Plato
“To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine
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