[MX rider]

We're on AARP UHC Advantage HMO/PPO in Indiana and really like it. We do not need referals and they have a very large nationwide network. And no, they don't deny 70% of what doctors order. That's fake news.

Since we just moved here we signed up for the The Villages UHC Advantage plan for 2025 after much research.
As with many things in life, some plans are better than others. Moffitt is not in our network, but Shands and Advent Health in Orlando are, and they're very highly rated.

We also love the wellness benefits, vision and dental, we use them all.

There's no one size fits all as many of "medicare experts" here try to claim. Choice is good.
We chose MA because we thought it was the best fit for us, plain and simple. And I would guess that many of the over 50% of new enrollees that choose MA plans did the same and didn't just do it for cost.

And please stop with the "I don't want an insurance company in charge of my healthcare" crap. Almost all of us that had employer provided health insurance had it thru a for profit company. This is not new! I was with Sysco for many years and I was happy with my insurance overall.

I would never tell someone which to go with. That's a very specific, personal decision. I'm just here giving our experience with MA and the how and why we chose it, and trying to debunk some of the false statements.

Btw, SHINE said this was a very good option for us.

All that said, do the research. The information is out there and easy to find. Also talk to people on the plan if you can. We did