Quote:
Originally Posted by Arlington2
Traditional Medicare and medigap programs have zero coverage outside the U.S. UHC advantage provides worldwide coverage.
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Yes, you can add coverage for treatment outside the United States with a Medicare Supplement Insurance (Medigap) policy:
Coverage
Most Medigap policies cover some emergency care abroad, usually with a $250 annual deductible, a 20% copay, and a lifetime limit of $50,000. Coverage is typically limited to the first 60 days of your trip.
Medicare Advantage plans may offer some coverage for foreign travel, but it's usually limited:
Emergency care
Medicare Advantage plans cover emergency care anywhere in the U.S. They may also cover emergency care outside the U.S. in certain situations, such as:
If you're traveling between Alaska and another U.S. state and the closest hospital that can treat you is in Canada
If you're on a cruise ship in U.S. territorial waters
If you're in the U.S. when a medical emergency occurs and the foreign hospital is closer than the nearest U.S. hospital
Non-emergency care
Medicare Advantage plans may cover non-emergency inpatient services in a foreign hospital if it's closer to your residence than the nearest U.S. hospital.
Routine care
Medicare Advantage plans may not cover routine health care beyond your plans service area.
Just the facts...