In my experience with my mother and now neighbors who are aging, those with Advantage plans may be OK with doctors but it's almost impossible to get into quality skilled nursing if you need that. My mother had Humana PPO and we had no issues until she began to be hospitalized more her last couple years and would need skilled nursing. Humana would approve only 2 places and they were the worst. It was an absolute nightmare. This is the case with my neighbors also. I know of 3 cases in which they were given very limited choices for skilled nursing with an Advantage plan. When we needed skilled nursing for my husband and they knew we had a supplement plant, all options were given immediately.
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Columbus OH, The Villages - Amelia
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