Quote:
Originally Posted by kschwi
Because those plans are at least twice as expensive. The deductibles, premium and co-pays are significantly more. If I had to fly out numerous times to see a doctor, I would still come out way ahead.
My insurance would cover a trip to the emergency room and for non-emergencies I could make a virtual appointment with my many of the physicians in my network. It is the tests they might want to run that wouldn't be covered and a challenge to obtain.
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Mine is national, in or out of network doesn't matter, I pay $0.00 and my copays are $50 or less (including meds)