I just checked and both have drivers ready within 15 minutes of my location. You can schedule rides in advance to save some costs. I do see that Lyft appears to have a “preferred driver” option supposedly to connect you with regular drivers. I would think that could limit your possibilities depending on how fast you want a ride? You can buy gift cards for both and Uber (for example) has a wallet option to fill ahead of time with cash (funds). I have both my work and personal credit card on my account and never had an issue with it but as with anything could be hacked I guess? The drivers do not have access to your credit card only their corporate has that. Please tip the drivers as I used to be one back in the day and it was hit and miss. I have used both for Orlando airport rides with no issues (you do rate the drivers).
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I will say the things that others are probably thinking but afraid to say.
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