Word to the wise. If you buy a home, that is next to a park, golf course, open property, common area, and a tree falls on your house from that property YOU are responsible for all costs.
If your vinyl fence is damaged behind your home, technically not your property you are responsible for damage.
If the wall behind your CYV or Veranda home, is damaged, You are responsible, no matter the cause of the damage.
Walls, fences, are expensive to fix in the land of TV. Pretty tree, equals large cash from your pocket.
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Do not worry about things you can not change 
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