Quote:
Originally Posted by retiredguy123
I blame the banks. They need to clarify to their customers the real meaning of a "cleared" check.
On a related topic, the banks should require their merchants, especially restaurants, to process offline credit card transactions in the presence of the customer.
Why don't they do these things???
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On your related topic, the answer might be time and cost. Now they need one card reader or one card reader per register. To scan at every table would require the central server, the communication network, and at least one reader for every server. There is a cost for that.
Then there is the time required. When a server scans a card the most time required is waiting for the printer. If they have to scan four cards for a split check then they have to wait for four printouts. If they bring the device to the table then they have to explain the device to the customer, wait while the customer fumbles through using it, wait while the customer decides on a tip, wait while the customer chooses a receipt option (none, email, printed), and then possibly go back to retrieve the receipt. If the process needs to be repeated for all four people at the table it could be a lengthy stop. Meanwhile, another customer (me) is still waiting for that drink he ordered.
As to checks, there ought to be a fixed amount of time (three business days perhaps) that a bank has to fully "clear" a check. If the bank has not notified you of a problem by that time then the money should be yours. If such a time frame exists, I haven't heard of it. I understand the problems of clearing a check but with the technology available today, three business days should be sufficient.
I am still wondering why the package was left at the OP's door. If his address was not on the package then why did the Amazon driver stop at his house at all? Maybe the driver doesn't look at the address on the package, maybe they have instructions that say "stop at address #6 and leave package from bin C" and in this case the wrong package was put in bin C. If he didn't order anything then the "brushing" scam might be part of it but it is still strange that the package did not have his address on it.