
10-30-2024, 08:43 AM
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Sage
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Join Date: Mar 2015
Location: The Villages
Posts: 13,685
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Quote:
Originally Posted by coleprice
Many doctors and medical facilities don't accept Medicare ADVANTAGE because it doesn't pay enough for services. My wife and I signed up for Medicare SUPPLEMENT through MedicareSchool.com. The insurance agents only make about half (1/2) the commission on a SUPPLEMENT plan, but it's much better coverage. It covers many of the EXPENSIVE things that ADVANTAGE doesn't . . . Especially HOSPITALIZATION. If you can afford the MEDICARE SUPPLEMENT premium, you should probably get it. BTW: My wife and I are very healthy and take no meds, so an Advantage plan would be less costly for us NOW. But, as we age, things may change and you can't switch to a SUPPLEMENT plan if you have health issues. But, there are no such limitations if you sign up for a SUPPLEMENT plan when you turn 65.
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Actually, most MA plans pay exactly the same as original Medicare with a supplement
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