Quote:
Originally Posted by CoachKandSportsguy
If the OP typed that he put in an incorrect account number from his bank, one which had not enough funds, his own bank is charging the OP an insufficient funds check for drawing on some one else's account. In other words, bank is trying to recoup costs for bad checks from ANYONE who writes bad checks. In this case, he needs to physically go to his bank, and talk directly with a person in an office, not a teller, to get the situation straightened out.
emails are untrustworthy in today's world for honest mistakes. .
if one makes an error accidentally, then one makes the effort to clean up one's error, whatever the effort takes. No grace is expected, but one is very thankful if there is. .
YMMV
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It seems to me that the bank would reject the check rather than charge an insufficient funds fee. I'm not an expert on banking procedures, but don't they have a system to verify that the person trying to execute a check from someone else's account is the owner of the account, like matching the name and address? I cannot imagine that the bank would release money from an account without verifying who owns the account.