[Bill14564]

Originally Posted by retiredguy123

But, the penalty for paying the bill late is 5 percent of the bill, not $40. The $40 sounds like a bank fee for a bounced check. The OP said that there was sufficient money in the account to cover the check, but someone told him that the fee was for a transaction with insufficient funds in the account. Both statements cannot be true.

I think that, if the OP made a mistake, he/she should pay the fees and move on. Why should someone else pay for the OP's mistake? The bank has probably spent more than $80 handling the transactions anyway.

I see that 5% but that is listed as a late fee when you don't pay at all. There might be an additional fee for attempting to pay with an account that has insufficient funds and entering an account number that is not accepted could be seen as just that. You're correct that he needs to clarify who he was talking to and who (the bank or the District) is charging the $40.

I also agree with your last comment. It seems unlikely that the bank would receive an EFT against a nonexistent account then trace that back to another account using the name on the bill and charge the existing account an NSF fee.

The clarification, if it ever comes, will be useful.