Quote:
Originally Posted by dude1000
Being from CA (the litigation state) I'm wondering what kind of liability I will have when renting a golf cart from a homeowner in the Villages or from a golf cart company. I have asked about paying for additional coverage from the golf cart company in the Villages in case I am in an accident while visiting. They said they have never heard of such an option. I realize the owner of the cart will get hit first for my accident but I assume the victim(s) will come after me too if its a nasty accident. What kind of coverage will cover me? My insurance agents in CA (I have house/auto/umbrella) are all saying none of my policies will cover me!!!
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Great ? I was in the insurance adjusting biz but never did this type of work. In Florida owners of the cart are on the hook for the liability that you caused. Google Dangerous Instrumentality Florida golf carts (basically a golf cart is treated like a car) Unfortunately, I did not find any information on your question. Personally, I would never rent out my golf cart(loaning out is different) or rent a golf cart. If the rentors' policy excludes an accident when it is being rented out, it will be in the fine print.