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Originally Posted by VApeople
We also have BCBS with the federal government and we have basic Medicare and it works very well for us.
Of course this insurance is not accepted by the Villages Healthcare System, but there are MANY doctors in The Villages and in our neighboring communities that love our insurance.
For example Villages Dermatology accepts our insurance and we have never had to pay anything. When they sent me to the Moffitt Cancer Center in Tampa, we received excellent care and did not have to pay anything.
For my six-month check-ups, I see Dr. Justin Morgan in Leesburg and he is associated with the Orlando Health Care system. I never have to pay anything.
Like I said, BCBS and Medicare works very well for us.
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I have BCBS Standard with the Federal Government, but I do not have Medicare, except for the free Part A. I have saved thousands of dollars by not paying the Medicare premiums. The BCBS has a $6,000 annual catastrophic limit, which provides all the protection I need. Yes, you are not paying money out-of-pocket, but you are paying high Medicare premiums, especially if you are affected by IRMA. Do the math and compare the Medicare premiums with the $6,000 catastrophic Blue Cross limit to see if you really need Medicare.