In my last posting I stated that I have Farmers Insurance which is dropping me because they are leaving Fl and that I only had to pay $500 out of pocket.
I might be one of the lucky ones, because if I understand it correctly, if you sign up with a new insurance company and your roof is over a certain age your rate will be higher than if you roof is new.
Now the other factor you have to consider other than premiums is the irreplaceable damage within the home due to faulty roof.
Before making you decision on premiums alone, consider what you have within your four walls.
Yes, the property in your home may be fully covered if you have the right insurance but is it worth the inconvenience.
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