talk to SHINE
I had the same question. We went to talk to SHINE, and then went to the BCBS workshop they held in Wildwood a couple of weeks ago. After comparing options, we decided that sticking with the FEP BCBS Basic plan is the best option for us. SHINE couldn't find a cheaper option, and the $800 refund for each of us for the Medicare part B plan is only available in the BCBS Basic plan. We are starting to accumulate a list of expensive prescriptions, and the BCBS CVS Caremark mail delivery service is the cheapest Rx service we can find. There are plenty of medical providers that are in the Basic Plan PPO system. We've never had a problem finding a provider around this area, or anywhere else.
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