If you or almost any family member have ever served in the military you may qualify for USAA insurance (USAA.com, 800-531-8722). I have been with them for 50+ years and they have covered our auto, renters when we were overseas and homeowners insurance needs with a phone call or electronic communication. I do get frustrated with their ID verification process at times but every time I have checked with other companies about changing insurers they ask who I am currently with and when I reply USAA they politely end the call stating they can't beat their rates. Full disclosure , I haven't even tried other insurers for over five years.
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