Quote:
Originally Posted by CoachKandSportsguy
So what's the personal liability difference between a landlord cart and a rented cart? As those are the only two options if you want a golf cart. . .
Personally, the risk is very low as a renter if you don't drive drunk and follow the rules. If you are stupid, have responsibility or alcohol issues, get a huge umbrella insurance policy and borrow a cart, as you should already have an umbrella coverage anyway. .
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Does an umbrella policy only apply on top of other insurance?
If so, will an umbrella policy cover a cart that's not insured?