Talk of The Villages Florida - View Single Post - Help for visitors renting golf carts (liability)
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Old 11-04-2024, 06:00 PM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by Altavia View Post
Does an umbrella policy only applyon top of other insurance?

If so, will an umbrella policy cover a cart that's not insured?
Yes, most umbrella policies I have seen only add to the liability limit, but some umbrella policies do cover some additional risks. However, they do not cover all risks. You really need to read the policy carefully.