Talk of The Villages Florida - View Single Post - Citizens Property Insurance is denying claims from Hurricane Debby
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Old 11-10-2024, 03:34 PM
Rainger99 Rainger99 is offline
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Quote:
Originally Posted by villagetinker View Post
Your typical insurance does not cover landslides (not a concern in FL.), as well as several other items. You need to carefully review the policy. Also, as soon as a storm becomes a NAMED hurricane, your deductible goes up to the hurricane deductible which could easily be $10,000 or more depending on the value of your house. I will be going over the next renewal very carefully.
The policies are written so that you think that you are covered but there are so many exclusions that you are frequently not covered!

The policies should be written so that a person with a high school education can understand what is - and what is not - covered!