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Old 11-11-2024, 09:36 AM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by blueash View Post
There is a lot of evidence that undocumented workers are not being paid minimum wages, rather being paid in cash. Tell me how many people here have been asked by those they hired to please make the payment in cash, or to make out the check to them personally, not the name of their company. Some of that is tax fraud, some is to avoid other gov't regulations like minimum wage.

The ACA absolutely does not require most employers to provide health insurance. What made you think it did? ACA only requires employer coverage IIF there are 50 or more full time employees. So keep your work staff at 49 and no requirement. Additionally there is no requirement for full employer coverage and everyone still in the workforce knows how the employer who used to pay 100% of the bill went to 90% then 80% etc even while the cost went up.

So when the cost now is 25000 for family coverage and the employee is paying 8000 plus of course the copays and deductibles.

For real numbers, see the Bureau of Labor Statistics data for this year
For persons employed in private sector at businesses with fewer than 50 workers:
Only 56% have an option to get coverage and only 60% of workers elected to get that coverage. The employee is charged 1/3 of the premium for family coverage across all size private employers.
It seems hypocritical to promote immigrant workers to compete with China when we don't enforce our own minimum wage law. Also, paying employees in cash is illegal. So, we are promoting illegal activity to compete with China.

I knew about the 50 employee rule for the ACA, but many people don't know that, before the ACA, there was no requirement for employers to provide any health insurance to employees.