When is enough enough?
Based on one’s lifestyle, is it not possible to reach a level of assets such that it is no longer necessary to concern yourself with stock market fluctuations? In other words, just invest in those vehicles that provide guaranteed returns. I’m not necessarily speaking of annuities. Mark Twain: “I’m more concerned about the return OF my money than the return ON my money”.
There must be some amount that even inflation would not be a concern.
If your annual expenses average “X” then what multiple of “X” would be enough? Or, at some point, does investing become more of a hobby than a necessity? Also, what would such a conservative portfolio look like?
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