I thought a friend of ours was being scammed, but her insurance company sent an inspector out to check out the roof after she had a roofing company use a drone to inspect it. The roofing company had been referred to her by a neighbor who had recently had their roof replaced. This was before the hurricane so her deductible was only $1,000. Total cost is $25,000 for around 2,000 sq ft home with large double garage and a golf cart garage. I told her they might raise her insurance rate in the future. At her age though, she could pay an extra $1,000 or even $2,000 a year and would still come out ahead unless she lived well into her 90's.
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