Quote:
Originally Posted by Fuzzyjourneyfan
My home owner's insurance company just called and told me that they won't renew my insurance unless I have my 20 year-old HVAC (AC/Heat) system replaced. There is nothing wrong with my HVAC system. I asked if they could just come and inspect it, but that's a no-go.. 
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I just signed up for new coverage and was warned that they may need me to replace my water heater - like your HVAC, it is in perfect working order (and looks almost new) - and to have to replace such items is a waste of money and resources, like the roof.
I suspect that, with so few companies covering Florida, that age limit will drop to 15 years then go down to ten - the homeowner has no choice but to go along with it.
Pure laziness on their part not to at least offer to go with the opinion of a third party inspection.