Talk of The Villages Florida - View Single Post - Insurance Company Woes
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Old 11-23-2024, 07:09 AM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by Rocksnap View Post
I fail to understand why Florida insurance companies want hvac or water heaters replaced, if they are old. Coming from New England, I’ve never heard of such a thing. Having an old system is the norm. Never heard of anyone that was forced to replace an old system. Not even a roof. All that’s up to the homeowner.
True, but I can understand why an insurance company would rather insure a homeowner who replaces old equipment with newer equipment, if it is legal. Some insurance companies even base their premium on a homeowner's credit rating. Government control of private companies can only go so far.