Talk of The Villages Florida - View Single Post - Insurance Company Woes
View Single Post
 
Old 11-23-2024, 08:05 AM
Switter Switter is offline
Senior Member
Join Date: Jul 2023
Posts: 236
Thanks: 26
Thanked 126 Times in 86 Posts
Default

Quote:
Originally Posted by Fuzzyjourneyfan View Post
My home owner's insurance company just called and told me that they won't renew my insurance unless I have my 20 year-old HVAC (AC/Heat) system replaced. There is nothing wrong with my HVAC system. I asked if they could just come and inspect it, but that's a no-go. I really don't want to switch to a different company because they are probably going to say the same thing. Do I have any other options (besides not having insurance) where I can keep my original HVAC system? If not, do you have recommendations for a good company to install a new one? Very frustrating...grrrrrr.....
As others have said your system is at the end of its life and should probably be replaced. It likely won't last much longer.

I bought my house here with a 20 year old furnace and I talked the seller down on the price to cover the cost of replacing it. About a year later it died.

You also have to be careful if you have a natural gas furnace. In my previous house, my furnace was over 20 years old. I'd never had the furnace inspected since I moved in to the place so I called an HVAC company to come clean and inspect it. They found the manifold had holes in it, which can result in it leaking carbon monoxide. They were under legal obligation to shut the furnace off.