Talk of The Villages Florida - View Single Post - Statefarm Roof adjuster are a joke
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Old 11-29-2024, 01:35 PM
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Quote:
Originally Posted by jimhoward View Post
How does insurance work if you have an older patched-up roof, and then a storm comes through and damages it further so you need a new roof?

Do they pay for a brand new roof, or do they pay a pro rata? I was wondering because the OP was mentioning existing tar repairs.
Look at your policy, or ask your insurance company, your coverage may be very different from mine. I would guess the replacement would be prorated, in any case insurance does not cover normal wear and tear on a roof.
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