Here is the link to the FCC Rule regarding the installation of antennas on both rental and owner occupied dwellings:
http://www.fcc.gov/mb/facts/otard.html
According to the rules, a HOA (or community associations) cannot restrict the installation of such antennas. It would be my guess, that sometime way back when, someone at TV challenged the rules and won.
You will note at the bottom of the rules, the procedures for reporting the restrictions to the FCC are stated.
This is one of the main reasons I joined this site today. My research shows there are a plethora of televisions stations that can be received OTA (Over The Air) in the area of TV.
I have been an OTA advocate for years. With the conversion to digital signals earlier this year, I get a better signal OTA that with satellite or cable. I can't see paying for something that I can receive from free OTA.
I won't be retiring to Florida for a couple years, but I would appreciate a current resident or residents to make the complaint to the FCC before I get there.
Just my $0.02.