Quote:
Originally Posted by villagetinker
Look at your policy, or ask your insurance company, your coverage may be very different from mine. I would guess the replacement would be prorated, in any case insurance does not cover normal wear and tear on a roof.
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Correct that insurance does not pay for normal wear and tear on a roof. Person asked if roof would be replaced if a storm caused damages to an old roof. if the insured has a policy with replacement cost coverage(most common policy) the policy will pay for a new roof if repairs can not be made to the roof. Full disclosure I was in the adjusting biz for 42 years.