Quote:
Originally Posted by jimhoward
How does insurance work if you have an older patched-up roof, and then a storm comes through and damages it further so you need a new roof?
Do they pay for a brand new roof, or do they pay a pro rata? I was wondering because the OP was mentioning existing tar repairs.
|
The roof is about 10 years old with three tab architectural roof. My husband was up on the roof for better than 9 hours doing temporary repairs due to another storm coming through. There are clauses in insurance policies to protect the property until proper replacement can be done. The tarps blow off in high winds so my husband did temporary repairs, and that is where all the tar came from.
So because we did not use tarp we will suffer being treated unfairly, is this what some of you are saying? Most insurance companies want to deny claims due to alot of roofs being replaced in the past when the insurance companies should not have paid. Attorneys are on board with alot of roofers for this reason; adjusters are there to save insurance companies money. What a joke!