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Old 12-04-2024, 08:14 AM
CoachKandSportsguy CoachKandSportsguy is offline
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Quote:
Originally Posted by retiredguy123 View Post
I think you are correct, but none of those differences should be of concern to the average investor. I still invest in mutual funds, not ETFs.
Due to the ETF tax efficiencies, the general rule of thumb is ETFs for taxable accounts and mutual funds for tax deferred IRAs/401Ks

The advantage of ETFs is that an individual can create an age/risk appropriate diversified portfolio which can return similar performance to active mgmt mutual funds, with the biggest advantage is controlling risk and tax implications. With a mutual fund, you are subjected to the portfolio managers tax decisions and costs.


If you want to see a simple, but well balanced, ETF portfolio at work is here
https://www.jpmorgan.com/content/dam...Report_JPM.pdf

you can follow along as well, and make this your benchmark portfolio to track your portfolio against.

good luck