Talk of The Villages Florida - View Single Post - Reciprocal Insurance
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Old 12-06-2024, 05:09 PM
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Originally Posted by RedChariot View Post
157 views, but no responses. I really was hoping for a discussion that would broaden my knowledge.
Add Slide to the list of names (taking on canceled Farmers policies). These companies concern me as they are not rated by AM Best, which is a reputable independent company that rates insurers financially stability and claims paying ability. Instead, they are rated by Demotech, a relatively obscure second rate rating agency. Also, these insurers are not large national companies with highly diversified books of business. That being said, Florida homeowners better start getting used to them. At the rate large and reputable insurers are pulling out of the state, it won’t be long before they are the only option. It’s becoming a real problem, the property and casualty insurance market in Florida is not in good shape.