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Thread: Long term care
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Old 12-08-2024, 10:18 AM
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Quote:
Originally Posted by retiredguy123 View Post
Most long term care insurance experts say that the insurance is best suited for people who are either not poor or those who are not very wealthy. Those who benefit most from LTC insurance are those "in-between" people who have some wealth, but not enough to self-insure for long term care. So, it is not recommended for wealthy people who can afford to self-insure.
But isn't the plan that "wealthy" people shouldn't have to self-insure? Just divest their assets early and jump on the dole.