Medicare not used for PCP appts
Read an interesting view on using Medicare as catastrophic insurance and paying cash for PCP physicals and other appointments.
Thought that was an interesting view, such that PCPs would not shun time and tests with the patient, given the low reimbursement rate by Medicare.
One MD stated that based upon the insurance payments for annual physicals, the max time spend with a patient, include prep and review time, would be 10 minutes. Some insurance companies reimburse $28 for an annual physical. No wonder PCPs don't want many elderly patients.
Paying full freight for the physician's services would make sense once a year, not sure if that included blood work, etc, maybe not, as the pop doesn't benefit from that payment
any point counterpoint arguments for or against it?
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