It’s been about 15 years since I was in thrift saving plan under furs retirement plan. IMO first make enough contributions (more if possible ) so you get maximum employer contributions. My last few year I was all in G fund which was no risk but minimum return. The stock market back 20 years ago was bouncing all over the place I didn’t want chance my money invested where I couldn’t have enough money to retire on when I turned 62. You have set goal more risk possible more return or little risk with smaller return. I my case we wasn’t too needy and live comfortably on modest income.
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