Talk of The Villages Florida - View Single Post - Pay per-mile auto insurance?
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Old 12-27-2024, 10:25 AM
jcgrether jcgrether is offline
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Default Tesla Insurance

As noted in a previous post, you will be hard pressed to find “cheaper” insurance for a new Tesla. While your mileage and driving record do impact pricing, the biggest impact is the car itself. The smallest bumper incident will cost $1,000s due to all the high tech in a Tesla. Cameras, sensors, etc all have to be recalibrated or replaced at very high cost, if you can get the parts. It’s the price we pay for being able to drive such a great car. Personal auto is a money loser for many, if not most, insurers.

Quote:
Originally Posted by Tvflguy View Post
We have a 6 mo old 2024 Tesla. Our previous Progressive insur was way too much. Contacted our agent who represents many companies and switched to Allstate. Rates good but just got our next 6 month renewal just now and up $500 a year. Crazy

Our record is flawless. And we only drive around the area, about 5k miles per year.

Before I contact the agent, is anyone aware of per-mile car insurance. ie. Pay a fixed monthly charge and $$ per mile. I see that Allstate does offer that, but not in Florida?

Anyone???