The only way to make $$$ is to invest it, and that’s in stocks, and funds. The younger you are, the more risk you can take. I never never invested in bonds, and never will, I want to make $$$ not have my money just sitting around making nothing.
We invested 60% (at a minimum) of our income over the last 15 years of our careers, even when my wife retired at 53 and I retired at 61. Dollar cost averaging in good stocks and index funds are the way to make $$$$.
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