I would have her do a budget spreadsheet. Breaks down where the money is all going and how much is left each month. You can then easily see water bill, cable bill, other expenses and how much income minus expenses is each month. Excel has example spreadsheets in it as well as Macs Pages. The nice thing about these is once you input the info it it will give you pie charts showing home much is going out for each and how much wasn't spent.
She is off to a terrific start. I applaud her and you. Very few young people do this.
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