Talk of The Villages Florida - View Single Post - New Bond Assessments
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Old 01-06-2025, 02:13 PM
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Quote:
Originally Posted by retiredguy123 View Post
Note that a bond is not an annual assessment. It is a lump sum loan that is amortized over 30 years and charged to the property owner as principal and interest. The property owner can also choose to pay off the loan to avoid paying the interest. If the owner chooses to pay off the loan, it must be paid off all at once.
Whatever you want to call it, and Sumter County calls it a non-ad valorem assessment, it is paid every year until it is paid off.

In addition to principal and interest there is an admin fee. Paying it off early saves the interest plus the admin fee. Don’t pay it off early and you can pass the balance to the purchaser.
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