It all depends on the paper.
Unless you compare apples to apples, posting "what I pay" is worthless.
Need to get quotes based on your coverage expectations.
Average cost from USAA website for Florida:
Average home insurance prices by coverage amount
Dwelling coverage Annual rate
$200,000 $1,450
$350,000 $2,151
$500,000 $2,891
$1 million $5,287
Dec 27, 2024
Average..............some higher, some lower, based on coverage.
People can feel good about obtaining cheap insurance, but there is a coverage/risk reason for it..............not because the owner was a great negotiator.
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