Talk of The Villages Florida - View Single Post - Homeowner’s Insurance in TV
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Old 01-09-2025, 09:06 AM
JRcorvette JRcorvette is offline
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Originally Posted by USNA87 View Post
Happy New Year!!

My wife and I currently live in Louisiana and we hope to move to TV this year.

Last year we paid $5600.00 for Homeowner’s insurance on our 2800 sf home with USAA. This is in addition to the nearly $1000.00 we paid for Flood Insurance.

Is this comparable to what people are paying in TV today?

I’ve seen a few discussions regarding insurance and finding a broker. Any suggestions for a good broker in the area?

Thank you so much.
Kirk
We are insured with USAA and our home is just under 2400 SF. You are paying more than double what we are paying. As for flood insurance the rates are set by the Federal Government base on your flood zone and elevation. If you have a mortgage they will require flood insurance. I have not heard of any homes in the Villages getting flooded. We are close to a pond off of Evans prairie and I doubt Waite would ever get high enough to food us so no flood insurance.