Quote:
Originally Posted by JRcorvette
Based on your post I would say that you are way underinsured! Remember that things like a pool and birdcage are limited to a % of the house policy and so is your contents. I would take a serious look at your policy if I were you.
Just my opinion… 36 year in the insurance claim business!
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House is insured for $24,000 more than the build. Some insurance companies give you options on how you insure your pool and birdcage. $40,000 for birdcage is $140 premium.
Then chose pool coverage, then again if it’s a sinkhole problem pool comes under sinkhole HO policy. One side of family brokers insurance
All 3 quotes, from The Villages (they know exactly the build) and 2 other insurance was within $125.00.
It was a welcomed surprise that renewal only went up a few dollars after our Milton claim. Property adjuster went through entire house, attic roof for claim, assessment for renewal was done in person