Talk of The Villages Florida - View Single Post - 4127.77 AAA insurance for 1094 sf block Courtyard Villa!!
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Old 01-12-2025, 10:22 AM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by jcgrether View Post
Big difference between vacant and unoccupied in eyes of insurance companies. Generally being unoccupied is not an issue for rating. Unoccupied is temporary, vacant is truly vacant….empty house.
You are correct that there is a difference between vacant and unoccupied. But, in either case, some insurance companies will charge an extra premium or even cancel a policy for a vacant or an unoccupied house.