Quote:
Originally Posted by jcgrether
Big difference between vacant and unoccupied in eyes of insurance companies. Generally being unoccupied is not an issue for rating. Unoccupied is temporary, vacant is truly vacant….empty house.
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You are correct that there is a difference between vacant and unoccupied. But, in either case, some insurance companies will charge an extra premium or even cancel a policy for a vacant or an unoccupied house.