Quote:
Originally Posted by Bill14564
Snowbirds claiming to be Florida residents, yes. People staying four months, no.
You may be considered a Florida resident when you have lived in this state for a period of more than six consecutive months. At that point, after six months, you have ten days to obtain insurance and register your vehicle. Also at the six month point you have 30 days to obtain a valid Florida license.
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A snowbird is not allowed to drive a vehicle in Florida for 4 months without having a Florida insurance policy, even if they are not Florida residents. There are several websites that explain this and other laws that affect snowbirds. This is the part of the Florida law that many snowbirds are violating. Google it.
According to insurance.com:
"If you spend more than 90 days of the year in Florida, you will need to register and insure your car there."
From James Horne Law:
"Any individual who drives in Florida for more than 90 days out of a 365-day calendar year must purchase PIP and liability auto insurance in Florida. Notably, the 90 days do not have to be consecutive; any non-resident driver driving their vehicle within the state for 90 or more days out of the year is required to obtain PIP coverage, regardless of whether they are legally a Florida resident. Insurance can deny claims for property damage, medical benefits, and general liability if they find you have been driving your car in Florida for 90 or more days out of the year.: